CarInfo.ai

Vehicle underwriting desk

Know which evidence is missing, why it matters, and what to request next.

See the workflow in two minutes

Open a modified-car case with inspection gaps and an unsupported valuation. No account or external service required.

Public listing metadata and NHTSA records where available. Restricted auction links return model research only. No borrower, driver or policyholder details are needed.

A case starts with the vehicle

Research prototype · Vehicle evidence only · No credit decision, insurance eligibility decision or premium calculation.

The collateral view covers the asset. Borrower repayment capacity and creditworthiness are outside this assessment.

Evidence register

Every observation keeps its source and scope. “Accepted” means a reviewer accepted the evidence, not that CarInfo independently verified it.

No evidence yet. Start with a listing; official and seller observations will appear here.

Attach supporting evidence

Optional inspection, title, appraisal or build-record excerpts you are authorized to use. No borrower or policyholder information.

Observed outcomes

Record actual repair costs, documented losses or sale proceeds after the event. These stay private and are not used to train a pooled model. An amount alone is not an actuarial loss rate.

Record an outcome

Assessment

Evidence incomplete

vehicle-evidence-2026-11-02.2 · Evaluated 2026-11-03. These are explicit review rules, not a calibrated actuarial risk score.

Open evidence checks
5
Loan / selected value
Not available

The ratio is a scenario using your selected valuation. It does not set an acceptable advance rate, premium or approval threshold.

Vehicle identity

No complete VIN decode and physical-identity match are recorded.

Evidence missing

Title and ownership evidence

No reviewed title, lien and ownership evidence is attached.

Evidence missing

Physical condition evidence

No reviewed independent condition assessment is attached.

Evidence missing

Recall source unavailable

No usable recall response; do not treat this as a recall-free vehicle.

Evidence missing

Collateral value basis

No usable valuation has been selected. A seller’s asking price does not satisfy this requirement.

Evidence missing

AI evidence review

Compare claims across this case, identify contradictions and suggest the next investigation. Findings must reference records in the evidence register.

Running this sends vehicle evidence excerpts and scenario inputs to Google through Vercel AI Gateway. Keep personal, borrower and policyholder data out of excerpts. AI suggestions cannot accept evidence or change a decision.

AI review is limited to configured pilot accounts. Sign in to check access.

Reviewer record

A workflow disposition does not approve a loan or insurance policy, and does not clear unresolved checks.

Guest draft stays in this browser.